What Are The Penalties For Driving Without Insurance in NJ?

If you are charged with driving without insurance in NJ, you will be issued a summons for violating 39:6B-2. There are substantial consequences for violating 39:6B-2.  For a first offense, you will be subject to a fine of $300.00 to $1,000.00; community service for a period determined by the court; $250.00 per year, for 3 years, DMV Surcharge; and loss of license for one year. For a second offense, you will be subject to a fine of $5,000.00; community service for 30 days; loss of license for two years; $250.00 per year, for 3 years, DMV Surcharge; and fourteen days in jail. (See Full Statute)

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